Response times

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We endeavour to complete Enhance, Extra and Advantage reports within 24 hours; this timescale is subject to referees responding immediately and every effort is made to facilitate this. In the majority of cases we meet these standards. However, if responses have been delayed we will send an initial Interim Report after the applicant has been credit checked and every night thereafter until completion, advising of what information we have received and what positive action we are taking etc. (No interim reports will be sent for Insight or for Xpress reports)

Once we have all the information we will provide a detailed report

These response times are based on the provision that you have supplied us with ALL of the information asked for on the application form in a CLEAR and LEGIBLE format. (Where the information in not fully complete or is illegible, our response times will be delayed)